You wouldn’t go skydiving without signing a waiver. 

Why? Because when something goes wrong mid-air, you don’t want to debate liability on the way down. 

Here’s the problem: most businesses are making high-risk IT decisions without any form of documentation. They’re declining MFA, skipping backups, delaying patching—and doing it without logging the decision or acknowledging the risk. 

That’s the business equivalent of jumping out of a plane and refusing to sign the waiver. 

You’re Signing Off on Risk—Even If You Don’t Know It 

Let’s make this simple. When your IT provider recommends a security control and you say, “Not right now,” you’ve just made a business liability decision. 

If a breach follows—and your cyber insurance denies the claim or a customer files a lawsuit—you’ll be asked: 

  • Did you know about the risk? 
  • Did you formally decline the protection? 
  • Can you prove it? 

If the answer is no, you’re the one on the hook. 

It’s Not Just a Tech Problem—It’s a Financial One 

Cyberattacks don’t just knock systems offline. They: 

  • Destroy customer trust 
  • Trigger lawsuits 
  • Sink valuations 
  • Jeopardize insurance claims 

And that’s before we talk about fines from regulators like the SEC, FTC, or HIPAA enforcement. 

The cost of failing to document declined security is measured in lawsuits, lost revenue, and executive reputations. 

Enter: The Cyber Waiver 

You wouldn’t dream of letting an employee drive a forklift without training or legal sign-off. So why let anyone say no to a security control without doing the same? 

The solution is simple: a documented waiver—an official risk acceptance form tied to every declined recommendation from your IT team. 

This isn't bureaucratic overkill. It’s your legal and financial safety net. 

That’s why we built Cyber Liability Essentials—a program designed to protect decision-makers like you by: 

  • Documenting every accepted and declined security control 
  • Delivering Quarterly Security Briefings to stay aligned with your board, auditors, and insurers 
  • Creating a defensible record that proves you made informed decisions 

Because when lawyers show up, good intentions aren’t enough. Evidence wins. 

Real Risk. Real Exposure. 

Still think this is optional? 

  • 44% of cyber insurance claims are denied 
  • 1 in 5 ransomware incidents ends in a lawsuit 
  • Millions in value lost due to weak or missing documentation 

CFOs and executives are getting named in lawsuits not for what they did—but for what they didn’t document. 

What to Do Right Now 

  1. Start treating IT recommendations as legal decisions. 
  2. Demand documentation for every declined security control. 
  3. Implement Cyber Liability Essentials to create an ongoing evidence trail that protects your company and your leadership. 

The Bottom Line

You don’t sign the waiver because you expect to crash.
You sign it because you understand the risk. 

Your business decisions are no different. 

So ask yourself: if you declined a security recommendation today, could you prove it tomorrow? 

If not, it’s time to fix that—before it costs you everything.