A close-up of a lawsuit document with a pen resting on it, representing legal risks, cyber liability, and data breach lawsuits.

Imagine walking into the office, coffee in hand, ready to start your day. Except nothing works.

Your computer? Offline. Your phones? Dead. Your entire network? Locked down by hackers demanding a ransom.

The next few days are a blur. Incident response teams scrambling. Employees sitting idle, unable to work. Clients demanding answers.

Then, the press shows up. Cameras rolling. Reporters in your parking lot, asking how this happened.

You do everything you can. You pay the ransom—because the hackers found a way to break through all of your defenses.

You think the worst is over. It’s not.

The Breach Is Just the Beginning

Weeks later, you get the letter. You’re being sued.

Your clients are furious. They’ve joined a class action lawsuit, claiming you didn’t do enough to protect their data.

The attorneys? They smell blood.

They know businesses settle rather than fight. They’ve seen it before. They just scored $45 million from MGM after a ransomware attack.

And now, they’re looking for their next target.

Who’s at Risk?

If you store:

  • Customer financial data
  • Employee records
  • Social Security numbers
  • Tax documents
  • Medical information
  • Client contracts
  • Vendor payment details

Then you are the target.

And here’s the real kicker: Your cyber insurance might not save you.

No Evidence = No Coverage = No Defense

Your insurer will ask one question: Can you prove you followed the security requirements in your policy?

If you can’t, your claim gets denied.

No payout. No safety net. Just massive legal bills, lost business, and a reputation you can’t rebuild.

What Can You Do—Right Now?

  1. Implement a Standards-Based Security Program
    • Guessing isn’t a strategy. Build your security program based on industry-recognized frameworks. Document every step.
  2. Collect Cyber Liability Evidence—Before the Breach
    • Cyber insurance is a contract designed to protect the insurer. Without proof that you followed security protocols, you have no defense. You need:
      • Documented policies
      • End-user training records
      • Third-party cyber security audits
  3. Have a Real Incident Response Plan—And Use It 
    • Not just a checklist. A living, breathing plan that your team follows and tests regularly. Because when the worst happens, you won’t have time to guess.

You Can’t Prevent Every Attack—But You Can Be Prepared for the Lawsuit

If you haven’t had a Cyber Liability Assessment, now is the time.

Because when the lawsuit lands, you either have proof… or you’re the one that was negligent.

Get started today: www.galacticscan.com/liability